As we are starting a new year, it’s the perfect time to assess the state of your property and prepare for the year ahead. With colder weather keeping many of us indoors, use this opportunity to tackle a comprehensive home assessment. This guide provides a handy checklist to help you identify and address common issues, ensuring your home stays safe, efficient, and well-maintained.

Few things are as frustrating—and concerning—as receiving a notice that your homeowners' insurance policy is being canceled or not renewed. Losing coverage can leave you feeling vulnerable, whether it’s due to an aging roof, claims history, or changes in your provider’s policies.

Dealing with an insurance claim after property damage can be stressful, and receiving a claim estimate that seems too low only adds to the frustration, especially in today’s economic environment, where inflation continues to pinch at us from all sides.

Filing an insurance claim can be tricky, whether you’re a homeowner protecting personal property or a business owner managing commercial assets. While insurance is designed to provide financial protection in times of loss or damage, making multiple claims in a policy period can lead to higher premiums or even non-renewal of your policy.

For small business owners, managing risks is crucial to running a successful operation. From property damage to liability claims, unforeseen incidents can potentially derail growth or even shut down operations. That’s where a Business Owners Policy (“BOP”) comes into play. A BOP combines general liability and property insurance into a comprehensive package, making it an attractive and popular option for small businesses.

Owning a GC business can be incredibly rewarding. But while the freedom and financial potential are enticing, the GCs we work with all say the same thing: the complexities of insurance can be a real headache without the right partner by your side. For both newcomers and seasoned pros looking to brush up on the latest trends, this guide of ten insurance trends covers everything a GC needs to know to protect your business and avoid costly mistakes.

One of our clients recently experienced a near-total loss after an electrical fire caused by lightning. They expected their insurance to cover the damage, but unfortunately, they were underinsured—leaving them to cover significant out-of-pocket expenses.

Your roof isn’t just the first line of defense against the elements—it plays a significant role in your homeowner’s insurance. The better condition your roof is in, the lower the risk of damage from storms, leaks, and other costly repairs. Insurance companies love reduced risks, and that’s where the savings come in. Replacing your roof could lead to serious discounts on your premiums.