Cooper Chapman Insurance Policy

Why Business Owners Policy (BOP) is Popular with Small Businesses: Comprehensive Coverage in One Package

For small business owners, managing risks is crucial to running a successful operation. From property damage to liability claims, unforeseen incidents can potentially derail growth or even shut down operations. That’s where a Business Owners Policy (“BOP”) comes into play. A BOP combines general liability and property insurance into a comprehensive package, making it an attractive and popular option for small businesses.

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Cooper Chapman Insurance General Contractor

Ten Insurance Trends GCs Need to Know

Owning a GC business can be incredibly rewarding. But while the freedom and financial potential are enticing, the GCs we work with all say the same thing: the complexities of insurance can be a real headache without the right partner by your side. For both newcomers and seasoned pros looking to brush up on the latest trends, this guide of ten insurance trends covers everything a GC needs to know to protect your business and avoid costly mistakes.

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Cooper Chapman Insurance Burned House

Are You Underinsured? Why It’s Time to Review Your Insurance Policies

One of our clients recently experienced a near-total loss after an electrical fire caused by lightning. They expected their insurance to cover the damage, but unfortunately, they were underinsured—leaving them to cover significant out-of-pocket expenses.

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Cooper Chapman Insurance Roof Replacement

Raise the Roof on Savings: How a New Roof Can Lower Your Insurance Costs

Your roof isn’t just the first line of defense against the elements—it plays a significant role in your homeowner’s insurance. The better condition your roof is in, the lower the risk of damage from storms, leaks, and other costly repairs. Insurance companies love reduced risks, and that’s where the savings come in. Replacing your roof could lead to serious discounts on your premiums.

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